* No interest for 18 months on any Baby Lock machine model purchase when you use your Home Design card between 8/16/10 - 9/13/10 at participating Baby Lock Retailers. Minimum monthly payments are required during the promotional period when you use your Home Design card. No finance charges will be assessed if (1) promo purchase balance paid in full within 18 months and (2) all minimum monthly payments on account are paid when due. Otherwise, promo may be terminated and treated as a non-promo balance. Finance charges accrued at the purchase APR will be assessed from purchase date. Regular rates apply to non-promo balances, including optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to penalty APR